I am a Medicaid provider, and also accept United Healthcare. I am not in network with any other insurance companies. So individual with other insurance providers are strictly client pay services. You MAY be eligible for reimbursement by your insurance company, if your policy has out-of-network coverage benefits.
To use your “out-of-network” benefits, I can provide you with a “superbill”. This is a detailed receipt of the session, which you can submit to your insurance company for reimbursement.
Check with your insurance provider to find out if you have out-of-network coverage, if online therapy is covered, and any co-pays you are responsible. Your co-pay amount will be deducted from the reimbursement amount that they give you.